Conveniently located near everything Historic St. Andrews has to offer, this charming home allows you to walk or bike to your favorite restaurants and nightlife by the bay. A five-minute drive takes you to all the stores you need, while just ten minutes places you right on our white sand beaches. The covered front porch catches amazing bay breezes and overlooks a corner lot. Inside, the open floor plan is perfect for entertaining and offers space to get creative. The primary bedroom features ample space and a walk-in closet with built-in shelves. Step outside to a huge patio area, ideal for outdoor activities. The fully fenced backyard includes a storage shed that conveys, along with ample golf cart, boat, and RV parking! Stroll downtown to Historic St. Andrews Harbor for famous dining and live music at Hunts' Oyster Bar, The Captain's Table, Uncle Ernie's, St. Andrews Bodega, and The Little Village, or enjoy the Farmer's Market at Oaks by the Bay Park. Just a quick walk to the sandy public beach and swings down the street, or a short bayside ride to the exciting Downtown Panama City Social District. Did we mention that St. Andrews is now a GOLF CART NEIGHBORHOOD?! There's simply no inventory like this near the bay. Make this lovely home yours today!